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Personal Loans


Vacation Loans

Dreaming of your next getaway? Make it happen with a Vacation Loan from JPEFCU! With a low rate, you can borrow up to $5,000 to cover travel, lodging, and all the extras—without breaking your budget. Plus, enjoy 60 days with no payments, giving you time to relax and settle in before your first payment is due. It’s a smart, stress-free way to take the vacation you deserve, now—not later.

Sample biweekly payment of $52.80 based on a $5,000 loan at 9% APR for 60 months, including credit insurance. Terms, rates and conditions apply. Must credit qualify. Interest will accrue during the 60 day period. New money only. Offer subject to change without notice. Limited time offer. Floor rate based upon credit score applies.


Personal Loans

Whether it’s for holiday shopping, debt consolidation, or life’s little surprises, our Personal Loans offer affordable rates, flexible terms, and fast approval to help you reach your goals.

Personal Loan Features

  • Low rates

  • Loans from $750 – $40,000

  • Terms up to 60 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Loans can be used for a variety of purposes including bill consolidation, medical or dental procedures, holidays, primary school tuition, and vacations

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch


Tuition Loans

When the new school year approaches, you may need to borrow funds to pay for private school tuition. Rest easy with our Tuition Loan.

Tuition Loan Features

  • Low rate of 5% APR*

  • 11-month repayment term

  • 90 Day No Pay Option*

  • For private school grades pre-K through 12th grade

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Proof of tuition and proof of income are required

  • Check will be made payable directly to the school

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch

*Member must be in good standing and have not caused the credit union a loss. Normal underwriting rules apply. Interest accrues during 90 day period.


Generator Loans

Get the Power to Pay - Whole Home Generator Loan NOW AVAILABLE!

Generator Loan Features

  • Borrow Up to $20,000

  • Convenient Repayment Terms up to 96 Months

  • No Loan Requirements for Generator Type

  • Can be used for Installation Costs

  • Make no payment for 90 Days!

 

Interest will accrue during 90 days. Minimum to finance is $5,000. Proof of home ownership, written estimates and invoices are required. All distribution of funds will be made by check directly to dealer/or service providers. Refurbished and used products are excluded from this offer. Available in Louisiana & Mississippi only. One-time $35 processing fee ($45 if filling jointly) will be assessed upon funding.


Carnival Cash Loan

Let the good times roll - without the financial stress!

Whether its Krewe dues, costume flair, throws, or party prep, our Carnival Cash Loan keeps the party rollin’!

  • Borrow up to $5,000

  • 7.5% APR for 12 Month Term

  • Quick approval & easy payments

Need another reason for our Carnival Cash Loan? Click here to see how else we can help make Carnival Season an event!

 

Estimated biweekly payment=$204.79 for 12 months at 7.5% APR for $5,000 with credit insurance. Rates are subject to change without notice. Must credit qualify. Membership required. Only one Carnival Cash per membership, per year. Limited time offer.