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Payment Protection

There’s no way to predict an injury, illness, or other unexpected life events. You can take steps to protect your family if the unforeseen happens. Credit Disability and Credit Life insurance may help reduce or pay off your covered loan or make your monthly payment, up to the policy maximum, in the event of a covered life event, injury, illness, or death.

Credit Disability and Credit Life Insurance:

  • Life

  • Terminal Illness

  • Hospitalization

  • Disability

Click here to begin your online claims process on the Member Registration Claims Portal.

GAP Plus with Deductible Assistance

GAP Plus protection helps to fill the gap between your insurance settlement on your total loss auto and the balance owed. $1,000 will be applied towards your next credit union financed auto. 

Our GAP Plus program includes Deductible Assistance, which is designed to provide financial relief when your vehicle is damaged but not deemed a total loss. If repairs cost more than your deductible, the deductible amount is applied to your vehicle loan at the credit union, reducing what you owe.

Contact us today to learn more about adding GAP Plus with Deductible Assistance to your vehicle loan so you can worry less about tomorrow.

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage (MRC) can help you limit out-of-pocket costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit www.forevercar.com/jeffersonparishemployeesfcu or call (866) 778-5609 where you can take advantage of:

  • Convenience – easy-to-use, 24/7 online shopping experience

  • Customer service – expert service through a dedicated call center

  • Monthly payments – through a convenient monthly payment plan that fits your budget

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.2-1020-1122 © CUNA Mutual Group 2020

Proof of Vehicle Insurance

In order to comply with your vehicle loan agreement, proof of current comprehensive and collision coverage on your vehicle must be provided to JPEFCU.

Insurance Declaration should include the following:

  • Comprehensive and collision coverage

  • Deductibles for comprehensive and collision (not exceeding $1,000 as set by JPEFCU)

  • Credit union listed as loss payee/lien holder as follows: Jefferson Parish Employees Federal Credit Union

  • Correct collateral description, including the year, make, model, and complete VIN

  • Borrower/insured name

  • Policy Number

  • Coverage effective date/renewal date

  • Please submit your insurance declaration page. Your insurance card is not sufficient proof of vehicle insurance

  • Submit your proof of vehicle insurance by faxing to (936) 291-0069 or emailing to autotran@cpiai.com

Thank you for your cooperation. If you should have any questions regarding proof of insurance, please contact (800) 366-0036.