QUICK LINKS

Savings Accounts


Share Savings Accounts

With your initial minimum deposit of $5, you become a member and an owner of our credit union.

Share Account Features

  • Minimum balance of $5

  • Minimum balance of $100 required to earn dividends

  • Quarterly statements

  • Payroll deduction and direct deposit

  • ATM Cards available

  • Nominal fees may apply*


Lucky Lagniappe Savings Accounts**

Make savings a win/win! Get the thrill of winning cash prizes with no risk of losing savings. If you don’t win cash, you still have more money than you started with. Each time you save $20, you earn one entry (up to five entries per month) into monthly cash prizes worth $100 and quarterly prizes up to $1,000. Save all year long, with no more than two withdrawals, and you could be the lucky winner of $5,000.

Lucky Lagniappe Features

  • Minimum balance of $5

  • Minimum balance of $100 is required to earn dividends

  • Dividends paid monthly

  • Payroll deduction and direct deposit available

  • Nominal fees may apply*

Find the Lucky Lagniappe Info Here


Club Accounts

JPEFCU offers our members the opportunity to save for the holidays, vacations, and other special occasions with our two Club Accounts.

Vacation Club Features

  • Minimum balance of $1

  • Minimum balance of $50 is required to earn dividends

  • Dividends paid monthly

  • Automatically renews

  • Payroll deduction and direct deposit available

  • Nominal fees may apply*

Christmas Club Features

  • Minimum balance of $1

  • Minimum balance of $50 is required to earn dividends

  • Automatically renews

  • Maturity date is in October every year (call credit union for exact date)

  • Payroll deduction and direct deposit available

  • Dividends paid monthly

  • Automatic transfer to account of choice upon maturity

  • Nominal fees may apply*


*Fees may reduce earnings on the account; there may be a penalty for early withdrawal. See the Truth-In-Savings Disclosure and Master Account Agreement that you receive upon account opening for any applicable limitations to these accounts.
** See a member representative for complete terms, conditions and official rules.