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Personal Loans


We SLASHED our rates!

Personal Loans & Consolidation Loans are now a sweet 2% OFF — and that means more money in your pocket.

  • Crush your debt

  • Book that dream vacay

  • Build the backyard pool of your sunny daydreams

Whatever your vibe, JPEFCU is here to make it affordable and fun.

Don’t wait — apply now and turn your “someday” into today!

 

*Terms, rates, & conditions apply. Rate based on credit worthiness. Discounted rate will not go below floor rate. New money only. Subject to change without notice. Ends May 30, 2025.


Personal Loan Features

  • Low rates

  • Loans from $750 – $40,000

  • Terms up to 60 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Loans can be used for a variety of purposes including bill consolidation, medical or dental procedures, holidays, primary school tuition, and vacations

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch


Tuition Loans

When the new school year approaches, you may need to borrow funds to pay for private school tuition. Rest easy with our Tuition Loan.

Tuition Loan Features

  • Low rate of 5% APR*

  • 11-month repayment term

  • 90 Day No Pay Option*

  • For private school grades pre-K through 12th grade

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Proof of tuition and proof of income are required

  • Check will be made payable directly to the school

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch

*Member must be in good standing and have not caused the credit union a loss. Normal underwriting rules apply. Interest accrues during 90 day period.


Generator Loans

Get the Power to Pay - Whole Home Generator Loan NOW AVAILABLE!

Generator Loan Features

  • Borrow Up to $20,000

  • Convenient Repayment Terms up to 96 Months

  • No Loan Requirements for Generator Type

  • Can be used for Installation Costs

  • Make no payment for 90 Days!

 

Interest will accrue during 90 days. Minimum to finance is $5,000. Proof of home ownership, written estimates and invoices are required. All distribution of funds will be made by check directly to dealer/or service providers. Refurbished and used products are excluded from this offer. Available in Louisiana & Mississippi only. One-time $35 processing fee ($45 if filling jointly) will be assessed upon funding.